Disclaimer

Truth Estate (“we,” “us,” or “our”) — a private limited company incorporated in India and based in Gurugram, Haryana — operates an independent real estate research and advisory platform accessible at truthestate.in and through related services including Truth Intelligence, TruthGuide, and Private Office.

This disclaimer explains the nature and limitations of the information we publish. By accessing any of our services, you acknowledge that you have read and understood the terms set out below.

All content published by Truth Estate — including project intelligence reports, developer assessments, market analysis, Truth Scores, Match Scores, and TruthGuide responses — is provided for general informational and educational purposes only.

Our research represents our independent analysis at the time of publication. It is not a substitute for professional advice tailored to your individual circumstances, and should not be relied upon as the sole basis for any property purchase, investment, or financial decision.

A Truth Score, a Match Score, an investor-fit note, or any recommendation we express — including labels such as “Buy” or “Strong Buy” — is our independent, evidence-based opinionas of the date it is published, formed from the public information available to us at that time. It is not a promise, a warranty, or a guarantee of any outcome — including a project's completion, legal safety, price appreciation, rental yield, or resale value.

Property markets, developer circumstances and regulations change, and individual outcomes depend on factors outside our control and specific to you. Two reasonable analysts may read the same evidence differently. Treat our view as one input among several, verify anything material independently, and make your own decision. Truth Estate accepts no liability for the performance of any project, or for the outcome of any decision you make in reliance on our research — see Limitation of Liability below.

Truth Estate conducts independent research using publicly available regulatory filings, financial disclosures, legal records, market data, and ground-level verification. We are not affiliated with, sponsored by, or compensated by any real estate developer, broker, or financial institution.

Our research methodology involves both technology-assisted analysis and human judgement. While we strive for accuracy and thoroughness, independent research inherently involves interpretation and professional judgement, which may differ from other assessments.

Truth Estate is a research and buyer-advisory service. We are not a real estate broker or agent, we are not registered as a real estate agent under the Real Estate (Regulation and Development) Act, 2016 (RERA), and we do not broker, market, or sell property. We do not act for developers, and we do not earn brokerage or commission on any transaction.

Any advisory fee you pay is for our independent research and guidance only. You transact directly with the developer or seller, on your own account. Always verify a project's RERA registration and approvals directly with the relevant State RERA authority before committing.

Nothing published by Truth Estate constitutes investment advice. Real estate purchases involve significant financial commitments and risks that depend on your personal financial situation, risk tolerance, investment horizon, and other factors that we cannot assess on your behalf.

Truth Estate is not registered with the Securities and Exchange Board of India (SEBI) as an investment adviser or research analyst, and is not regulated by the Reserve Bank of India (RBI). Real estate is not a “security,” and nothing we publish is investment advice, research-analyst services, or a recommendation to buy or sell any security within the meaning of the SEBI (Investment Advisers) Regulations, 2013 or the SEBI (Research Analysts) Regulations, 2014.

We strongly recommend that you consult a qualified financial adviser before making any property investment decision, regardless of the information or analysis we provide.

Truth Estate does not provide legal advice. Our analysis of regulatory filings, RERA registrations, land records, and legal documentation is conducted for informational purposes and does not constitute legal counsel.

Property transactions in India involve complex legal considerations including title verification, encumbrance checks, regulatory compliance, and contractual obligations. We recommend engaging a qualified property lawyer before executing any property transaction.

Our analysis of pricing, payment plans, loan eligibility, or financial projections is intended to inform, not to advise. We do not assess your ability to finance a purchase, nor do we make recommendations regarding mortgage products, loan structures, or tax implications.

Consult a chartered accountant or financial planner for advice specific to your financial circumstances.

We make reasonable efforts to ensure that the information we publish is accurate and current. However, the real estate market is dynamic, and information can change rapidly. We do not warrant that:

• All information is complete, accurate, or up to date at the time you access it
• Prices, availability, or project details have not changed since our last update
• Regulatory information reflects the most recent filings or amendments
• Our analysis will align with assessments from other sources

Where we identify errors or material changes, we update our research as promptly as practicable.

Our research draws on data from government regulators, financial databases, court records, and other third-party sources. While we verify information across multiple sources wherever possible, we cannot guarantee the accuracy or completeness of data originating from external parties.

References to third-party organisations, projects, or services do not imply endorsement, affiliation, or partnership unless explicitly stated.

You are responsible for your own due diligence. Truth Estate provides research and analysis to support your decision-making process, but the final decision to purchase, invest in, or otherwise transact in real estate rests entirely with you.

We encourage you to independently verify any information that is material to your decision, including by visiting project sites, reviewing original regulatory filings, and consulting with qualified professionals.

To the fullest extent permitted by applicable law, Truth Estate, its directors, employees, and contractors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or reliance on information published by Truth Estate
• Any property purchase, investment, or financial decision made based on our research
• Errors, omissions, or inaccuracies in our content
• Interruptions in access to our platform or services

This limitation applies regardless of whether the claim is based in contract, tort, negligence, strict liability, or any other legal theory.

Nothing in this disclaimer excludes or limits any liability that cannot be excluded or limited under applicable law, including liability for fraud or under the Consumer Protection Act, 2019. Where our liability cannot be excluded but can be limited, it is limited to the amount you have paid to Truth Estate in the twelve months preceding the claim.

We may update this disclaimer from time to time to reflect changes in our services, legal requirements, or business practices. When we make material changes, we will update the “Last updated” date at the top of this page.

Your continued use of Truth Estate after changes are published constitutes acceptance of the revised disclaimer.

If you have questions about this disclaimer or our research methodology, we welcome your enquiry at [email protected].

Truth Estate · Gurugram, Haryana, India.